Frequently Asked Questions

Frequently Asked Questions

At Chance Kornegay Agency, we offer a full array of insurance services -- including home, auto, farm and ranch, commercial, and life coverage -- all tailored to fit your individual needs. We pride ourselves on excellent customer service, competitive rates, and 24/7 claims support so you can have peace of mind knowing you are protected no matter what life brings.

  • What types of insurance does Chance Kornegay Agency offer?

    We provide coverage in five major areas:

    • Home (homeowners and dwellings)
    • Auto (personal vehicles, trailers, etc.)
    • Farm & Ranch (dwellings, barns, euipment, livestock, outbuildings, etc.)
    • Commercial (business insurance, commercial property/auto, liability, etc.)
    • Life Insurance (to protect you and your family's future, ask us for details)

  • How can I get a quote from Chance Kornegay Agency?

    Getting a quote is easy. You can call our office at (918) 664-2500 or fill out the contact form online to request a free quote.

  • What does the farm and ranch insurance cover?

    Our farm and ranch policies can be customized to cover: dwellings, barns and structures, garages/sheds, farm euipment, tractors, livestock (including FFA & 4-H animals), and more. This protects not just your home but your entire agricultural operation -- a key difference from a standard homeowners policy.

  • If I only have a small hobby farm or a few animals, do I still need farm and ranch insurance?

    Often yes. Even smaller or hobby farms can have components (outbuildings, equipment, livestock, liability) that are not covered under a standard home insurance policy. Farm and ranch coverage gives more protection for those types of risks.

  • What if I own a business or need coverage beyond personal policies?

    We also offer commercial insurance solutions -- including business property, liability, commercial auto, and more. This protects your business assets, whether you run a small business from home, a farm business, or another enterprise.

  • Why is working with Chance Kornegay Agency different from using a single-carrier insurer?

    As an independent agency, Chance Kornegay Agency can shop multiple insurance carriers on your behalf. We compare rates and coverage options to find what fits you best. This flexibility can help you get tailored coverage and possible savings based on your needs.

  • How does claims support work if I have an accident or loss?

    We offer 24/7 fast claims service, so you can contact us at any time when accidents or damages occur. We will help guide you through the claims process.

  • What information is needed to get started with a quote or policy?

    It depends on the type of insurance, but generally you will need: details about the property or vehicle (home address, car make/model, farm property details, etc.), information about what you want insured (equipment, livestock, business assets, etc.), and basic personal information (name, contact info, etc.). For life insurance, additional personal health or background information might be required. Chance Kornegay Agency can walk you through exactly what is needed when you contact us.